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  • Insurance sells peace of mind: pay a modest premium today so you won’t face catastrophe tomorrow. That promise sits at the heart of modern finance. Yet an uncomfortable paradox: insurers make profits not just by re-investing premiums (different financial market), but also by reducing payouts — denying, delaying, or discounting claims. When fear becomes the…

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  • Aditya Birla Health Insurance: No Escalation Matrix, Just a Frustrating Maze of Rejections

    In the continuation of my previous blog post ‘Broken Promise …’, where I shared my exasperating experience with Aditya Birla Health Insurance, I feel compelled to shed further light on the lack of an escalation matrix in Aditya Birla health insurance and the disheartening ways in which legitimate claims can be rejected. It’s disconcerting how,…

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  • Broken Promise of Health Insurance: My Battle with Aditya Birla Health Insurance

    Health insurance is often touted as a crucial safety net, providing financial protection during times of medical need. I’ve had medical insurance ever since I began my corporate journey, covering both from corporate and personal plans. However, my recent experience with Aditya Birla Health Insurance has left me questioning the integrity of such corporate giants…

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